Hurricane Damage – We handle claims throughout Florida. When a hurricane strikes the insurance company often hire Adjusters that are out of state and not familiar with the Florida codes and construction materials. Our highly skilled and experience adjusters can maximize your recovery.
Tornado - The damage to your home or business from a tornado can be extensive, as winds can exceed the strength of those from a hurricane. Call Ademar for expert assistance in filing your claim and getting the best recovery settlement!
Windstorm Damage – A windstorm may cause extensive damage to your property that the insurance company often disregards, stating that the winds were not strong enough. Our Adjusters can help! Call us and let us navigate your claim to Maximum recovery!
Fire Damage - A fire may destroy residential and commercial properties. Fire can be extremely destructive. A fire may be small or may deem your property uninhabitable. Our licensed experienced adjusters and experts can assist you with all the aspects of your claim, structural damage, code upgrades, contents, additional living expenses, loss of use, and more.
Lightning Damage – Lighting can strike a house and cause damage to the structure, and even appliances and electronics. We can assist you with the handling of this claim to maximize your recovery.
Smoke Damage – Your property may suffer smoke damage be it from a fire outside of your property or other source. This is covered under most insurance policies. Call us for a free consultation.
Collapse Damage – There are several causes that may result in a roof, wall, floor or other part of your residence collapsing. Call us first. We will review your policy and the facts and evaluate if you have a covered loss. We will Maximize your recovery.
Water Damage - is one of the most common types of loss. Water damage may result in mold or in more severe decay of the property. Whether the water is from a broken pipe, water heater, A/C Leak, shower pan, dishwasher, refrigerator, tub overflow, toilet or other source, Ademar’s Adjuster will analyze the coverage and all the damages caused and represent your interest to maximize your recovery.
Flood Damage - Flood insurance needs to be purchased in addition to Homeowner policy. A flood is when water rises from the lake, canal or ocean. Water from a broken pipe is not a flood claim and falls under your homeowner claim and not flood policy. The flood policy has its distinct and unique requirements. Our Adjusters can help you with your Flood Claims.
Broken Pipe - Broken Pipes leak and create damage to your Home or business. The water that escapes from the broken pipe is dirty water and may contaminate your home or business. Call Us for free consultation Ademar’s Adjuster will analyze the coverage and all the damages caused and represent your interest to maximize your recovery.
Broken Drain Lines – If your toilet, shower or tub is overflowing or the water is coming up you may have a broken or collapsed drain line. Call us for a free inspection and consultation, 305-221-1407.
Plumbing Leaks - Plumbing leaks can create damage to your Home or business. The water that escapes from the plumbing system is dirty water and may contaminate your home or business. Call Us for free consultation Ademar’s Adjuster will analyze the coverage and all the damages caused and represent your interest to maximize your recovery
Water Heater Burst - If water heater burst and water damages your house and/or contents we can help. Call us first and let us take care of the rest.
Mold - Mold is often caused by water damage to the property. We can help with the mold coverages under your policy.
Vandalism / Theft - Damages to your home by vandalism or theft are covered. There may be damages to the structure, which often the insurance company adjuster ignores, as well as to the contents. We can help with both. We know ways to document the claim of the stolen items even if the receipts are not available.
Roof Leaks –Different insurance companies have different guidelines for the coverage of roof leaks and their resulting damage. Ademar’s Adjusters know how to read policy and interpret coverage. If you suffer a roof leak call us, we will review your coverages and assist you with your claim.
Hail Damage – When windstorms come to they often have hail. Hail can damage your roof as well as the exterior of your home.
Explosion - If an explosion caused damage to your dwelling regardless of whether the explosion was inside or outside the premises, give us a call!!
Vehicle - If a vehicle crashes against your home or business most Homeowners, Condo Association and business owner policies afford coverage for the damages caused.
Damage to the Structural - Damage to the structure of your home is a complex area of claims handling. Whether the damage is caused by the vibrations caused by road construction, neighboring construction of a large building, or quarry explosions or other, our experts are ready to assist you. Call us for a FREE CONSULTATION.
Under Paid Claims - You do not have to accept your insurance company underpayment. You have the right to hire a professional and maximize your recovery. Call us for a free consultation.
Initial Claims - The best time to hire a public adjuster is at the inset. Let us navigate the claim and even out the playing field.
Denied Claims - Many claims are wrongfully denied by the insurance company. We can help. You do not have to accept the wrongful denial we can turn that denial around and get you compensated.