Ademar Adjusters

Ademar Miami Florida Public Adjusters


  • Fort Lauderdale Public Adjusters, Miami Public Adjusters, Florida Keys Public Adjusters, Naples, Fort Myers, Broward County, Miami Dade, Monroe County, Palm Beach, Collier County Public Adjusters

Pauline O'Rourke  / License # P071250
Adanais Marcote / Principal Adjuster /License # E048508
Office 305-221-1407

CELL 954-579-8124
Main Office
13055 SW 42nd St. (AKA Bird Rd.)
(Suite 204)
Miami FL 33175
When catastrophic damages to your home and property occur, you need help! Preparing and handling an insurance claim is a specialized and complicated process that most people are not familiar with.
The insured is always required to prove their loss. Even the most educated individuals do not possess the insurance knowledge to successfully prepare a claim. (Make sure you get photos and videos, as you will need evidence to prove your damages.)
  • The claims adjuster your insurance company sends, works for them. They will try to get you to accept a minimal settlement or may even deny your claim altogether.
  • Our public adjuster works for YOU. Our goal is to get you the maximum monies you need and deserve for your damages!
  • We are experienced top level professionals, in business since 2002!  We have served over 10,000 policy holders and helped recover millions and millions of dollars for our clients!!!
  • Ademar’s Florida Public Adjusters are Licensed and Bonded Professionals that possess the experience, education and skills to maximize your recovery!
  • The loss must be adequately evaluated and estimated. An untimely or inappropriate response may compromise your claim.
  • You do not have to accept an undervalued claim by the insurance company, or a denied claim!!! Let us represent you and your family through this complex process.

No up front fees, we only get paid... if you get paid!!!
Licensed and bonded, Ademar public adjusters in Florida are hurricane damage and windstorm claims specialists and have been able to maximize recovery for homeowners, condominium associations and business owners that suffered damages due to hurricanes Charley, Frances, Jeanne, Katrina, Wilma, Mathew, Ivan, Irma and hurricane Ian. Ademar Florida Keys Public Adjusters worked immediately in the process of assisting clients with damage due to hurricane Irma. Our public adjusters in Naples and Fort Myers helped clients recover from Hurricane Ian.  We worked as public adjusters for hurricane Ian in Fort Myers, Naples, Lehigh, Avon Park, Lake Placid, Sebring, Sarasota, Cape Coral, Bonita Springs, Boca Raton and more areas of south Florida. Call us for immediate help with your claim. 

Hiring an Ademar Florida Public Adjuster balances the playing field. Filing a claim against an insurance company without the assistance of a Public Adjuster is the equivalent of going to court without an attorney’s representation. Ademar adjusters work with contractors, engineers, attorneys and all the experts needed for your claim.

Map link to Ademar Miami office: Florida Public Adjusters
Our loss consultants possess expertise in construction and building estimation, finance and economics, and estimating for furniture and personal property restoration from damages. We use certified mold remediators and loss adjustment experts. Our team of professionals work for you, NOT the insurance company. Our team's mix of talent enables us to present your claim legitimately, with a full understanding of all aspects of the claim, enabling us ultimately to obtain larger and more satisfactory claim settlements.

A team of the best public adjusters in Miami, Florida.

Our main office is in Miami FL with public adjusters in the Florida Keys, Fort Lauderdale, Naples, Fort Myers, Punta Gorda, Boca Raton, Palm Beach and more regions throughout the state. Our public adjusters serve clients with damages and insurance claims in Miami-Dade County, Monroe County, Broward County, Collier County, Palm Beach County, and expanding areas throughout Florida. Ademar The Public Adjusting Firm represents homeowners and business owners who have property damages from hurricanes, tornadoes, fire, windstorm, water, flood, burst pipes, denied claims and more.

Position yourself for the best insurance claims payments with south Florida Miami Public Adjusters Ademar! 
THINGS INSURANCE COMPANIES DO NOT WANT YOU TO KNOW!!
In 2010 OPPAGA (Office of Program Policy Analysis and Government Accountability) conducted a study and reported under Report No. 10-06 that:
  • Claims payments related to 2005 Hurricanes - Damage victims payments were higher by 747%!! when a Public Adjuster was used - versus without a public adjuster!
  • And for Non Hurricane claims cases - Damage victims payments were higher by 574% when a Public Adjuster was used - versus cases without a public adjuster!

More the insurance companies don't want you to know:

  1. You have the right to fight the decision the insurance company unilaterally makes and hire a Public Adjuster.
  2. If a Claim gets denied you do not have to accept the denial!! Hire Ademar and we will fight for you.
  3. Ademar’s Public Adjusters are licensed by the State of Florida Department of Financial Services, to represent the Policyholders against their insurance company.
  4. A Public Adjuster must take continuing education classes in order to keep her / his license active.
  5. The Public Adjuster keeps the insurance company accountable for their actions.
  6. Unlike the Insurance company adjuster, the Public Adjuster works for YOU the Insured.  
  7. There are additional coverages under your policy that in the event of a total loss may increase your limit of coverage that Ademar’s Adjuster will make you aware of.
  8. There are duties under your policy that the Insurance company adjuster will not make you aware of and if you do not comply with these duties, your claim may be denied.

Many of our staff members are also fluent in Spanish. See link: Espanol

  • Los Ajustadores Públicos de Ademar en Florida representan a propietarios de viviendas y negocios de Florida que tienen daños a la propiedad.
Types of Claims
  • Homeowners Claim
  • Commercial Claims
  • Condominium Claims
  • Shopping Centers Claims
  • Underpaid Claims - your Insurance company did not pay you enough
  • Initial Claims  
  • Denied Claims 
  • Hurricane Damage
  • Tornado Damage
  • Windstorm Damage
  • Fire Damage
  • Lightning Damage
  • Smoke Damage
  • Collapse Damage
  • Water Damage
  • Flood Damage
  • Broken Pipe
  • Re-Pipe
  • Plumbing Leaks
  • Water Heater Burst
  • Mold
  • Vandalism
  • Theft/ Burglary
  • Roof Leaks
  • Hail Damage
  • Explosion
  • Vehicle
  • Structural Damage

  1. The Ademar Adjuster will review the coverages your policy affords you

  2. evaluate your claim

  3. assess your damages by writing an estimate of the damages

  4. document your claim

  5. meet with the insurance company representatives 

  6. meet with damage experts such as certified mold remediators, contractors, engineers

  7. fight for your rights

  8. negotiate the amount

  9. fight to maximize your recovery!

  10. meet with attorneys or any other experts needed to legitimately win and obtain the best claim settlement for you
What customers have to say:
Public adjusters Miami FL